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Affordable 2LDK Home Near Lake Biwa in Otsu - Photo 1
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$24,469

¥3.9M · ¥87,229/m²

Affordable 2LDK Home Near Lake Biwa in Otsu

For sale · checked today · listed Feb 15, 2026

  • Otsu, Shiga滋賀県大津市大物
  • 2LDK · 44.7 m² (481 sq ft)
  • 166 m² of land (50.2 tsubo)
  • Wood-frame, 1 story · Built 1974
  • JR Shiga Station: 22 min walk

Ownership check

Foreigners can buy property in Japan on the same terms as locals. Here is what this listing says.

1 thing to check before you go further.
  • FreeholdYou would own the land, not lease it.
  • Rebuild rules not statedAsk whether the plot has the road frontage to rebuild.
  • Outside the zoning planRural land with few zoning rules. Check with the town hall before major works.
  • Built 1974, before the 1981 earthquake codeOlder quake standard. Budget for a structural check and possible retrofit.

Read from the listing. Ask us and we confirm each point before you spend money on a trip. Cash buyers can buy from abroad; Japanese mortgages usually need residency.

What it costs to buy and keep

On top of the price, once

Agent commissionLegal maximum$1,215 – $2,070¥193,600 – ¥330,000
Acquisition tax$245 – $734¥39,000 – ¥117,000
Registration + scrivener$631 – $1,437¥100,500 – ¥229,000
Total to buy$26,559 – $28,710¥4,233,100 – ¥4,576,000

Every year

Property tax (est.)$103 – $250¥16,380 – ¥39,780
Fire + earthquake insurance (est.)$314 – $941¥50,000 – ¥150,000

Estimates from the asking price. Taxes are set on the assessed value, which is usually lower.

Life around the house

Lawson1.0 km
Supermarket6.0 km
Hospital6.6 km
Hira Station1.5 km

At this address

  • Earthquake20% chance of strong shaking in 30 years (J-SHIS)
    High
  • VolcanoOntake is 159 km away
    Far
  • TyphoonsModerate for this prefecture
    Moderate
  • SnowModerate snowfall in winter
    Moderate
  • PopulationOtsu: -39% by 2050 (IPSS)
    Steep decline
  • Airbnb / minpakuNo zoning rule found for this spot.
    Ask the town hall
Flood, landslide and tsunami maps for this spot

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Full listing details

This affordable 2LDK home, built in 1974, is located just an 8-minute walk from Lake Biwa. With a land area of 166 sqm, it offers a cozy living space in a quiet residential area, perfect for those seeking tranquility.

AffordableQuiet residential area
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Maneki Homes researches listings and introduces buyers to a licensed real estate agency in our partner network. We are not a real estate brokerage. Offers, negotiations, contracts, disclosures and closing are handled by the licensed agency, which may pay us a referral fee if a purchase completes. Listing data comes from SUUMO; photos belong to the listing agency.

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